This is a sponsored post written by me on behalf of Chase Ultimate Rewards. All opinions are 100% mine.
Throughout the year I am always looking for ways to stretch our dollar, especially during the holidays. One way is by using our rewards credit card throughout the year to earn points that can be redeemed for either merchandise, gift cards or direct deposit into our checking account. We often put as much as we can on our credit cards, including our cable/internet bill, oil bill, gas and groceries, in order to earn the most points throughout the year. Every week, I transfer money from our checking account to pay off the balance of the credit card. It’s a habit I got into years ago and allows us to stay on budget and not to overspend, we only spend what we have in our checking account. For the past few years we have been redeeming our credit card rewards points for gift cards twice a year, once in the summer right before our annual vacation to visit our in-laws, and the second is during the holidays. We are able to stretch our money and enjoy our vacation as we bring along our gift cards and this year I was able to check a few things off my husband’s wish list thanks to having the extra gift cards.
One great credit card rewards program is Chase Ultimate Rewards, which is available to Chase Freedom, Chase Sapphire and Ink from Chase cardholders. Cardholders earn points for every single purchase, even online purchases, and then can redeem the points for gifts cards, merchandise, cash back and more. Points can start stacking up easily by transferring your monthly bills to your rewards credit card, and if you’re like our family, gas and groceries alone is enough to earn at least one gift card a year.
During the holidays, Chase also offers extra incentives to cardholders with Ultimate Rewards, helping you to stretch your dollars.
Chase Ultimate Rewards can be used for:
- Cash back via direct deposit starting at $20 for 2,000 points.
- Redeem for merchandise and gift cards that are available at the same prices you’d pay in store. A $50 gift card will cost 5,000 points, a $75 product will cost 7,500 points.
- Exclusive, VIP access to concerts, sporting events, movie premieres and more.
- Travel on any flight, any time without blackout dates or restrictions.
More Personalized Experience on UltimateRewards.com
UltimateRewards.com now features a personalized dashboard, so in addition to seeing your recent activity and points, reward offerings are shown based on your lifestyle and card activity. Cardholders can also “like” content, which allows for even more personalization when it comes to experiences and offerings you see. While we redeem our points twice a year, my mother has a rewards credit card as well and saves all of her points until it is time to go holiday shopping. Last year, she was able to double the amount of gifts she was able to purchase by using her gift card rewards.
How do you stretch your holiday shopping dollars?
